Business and Commercial Mortgages

Mortgage for the acquisition and development of freehold commercial, retail and investment properties.

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COMMERCIAL MORTGAGE

Upto 80%

BUSINESS PURCHASE

Upto 75%

About and Features

Commercial mortgages are for buying (or refinancing) any land or property for business purposes – money is borrowed and secured against a property. It can also be used to expand an existing business and for residential or commercial property development.

A commercial mortgage can do a lot more than just house, your business, it is increasingly viewed as a source of business funding. We promise to search for the best possible deal on your behalf, we do not charge upfront fees and to initiate our fully managed service we only ask that you are a serious client.

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  • No Application Fee

    Consult our experts and get a free advice. We will not charge any application fee.

  • Faster Approval

    Our experts will help you in documentation and legal work for faster approval.

  • Minimum Interest Rate

    Through our network of lenders and deep insights into the credit market, we can get you the best interest rate.

  • Available Options

    Residential and commercial mortgages, buy-to-Let mortgages, farms, equestrian and agricultural units etc.

  • Flexible Terms

    You will have flexible terms and may opt for interest only or interest and principal repayment options.

Three Easy Steps To Financial Freedom

It is alot easier than you think. Consult our experts, complete the documents and get fast approval.

1

Consult Our Experts

Consult our experts and know different loan options and choose the best.

2

Documentation & Legal Work

Our experts will guide you in the loan documentation and the underlying legal work for faster approval.

3

Loan Approval & Disbursement

Proper documents and legal work will get your loan approved faster.

Why Mortgages?

Buy your business premises and save on rental expense. Its that simple.

Fully Managed Service

We offer fully managed service and only expect that you are a serious purchaser.

Consistent Cashflow

You can earn monthly rental income or can save on rental expenses.

No Application Fee

There is not application processing fee, explore property mortgage possibilities for free.

Most Competitive Interest Rate

We can get you the best interest rate through our network of lenders. You may opt for fixed or floating interest rate.

Benefit from Future Uplift in Prices

You can take the benefit from any long-term uplift in the value of the property.

The Best Advisors

With hundreds of years of experience of our partners, you can get the best advice and a great deal.

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Get Started in Minutes

For faster approval and free evaluation, consult our experts. We shall help in the entire process.

Frequently Asked Questions

How much is the application processing fee?

There is not application processing fee. You only pay at the time of loan disbursement.

What is the maximum loan amount that I can borrow?

For commercial mortgage, you can borrow up to 80% of the ‘bricks and mortar’ value of the property and for business purchase, up to 75% of the price, including goodwill etc.

What is the minimum and maximum term of this loan?

Usually these are long term arrangements, but it normally ranges from 5 years to 30 years. Some lenders also have maximum age limits when the mortgage ends, this is usually around 70 or 75. So if you’re 60 years old you may not be able to take out a 25-year mortgage.

What is the minimum deposit for a mortgage?

You can borrow loan for any value of property. The normal deposit for a commercial mortgage is usually 25% of the property’s value (although it can vary between 20-40%)

Can I borrow to purchase a property outside UK?

No, you cannot borrow to let property outside United Kingdom.

What will happen if I do not fully insure my property?

You can legally own a property without insurance. However, if you finance your property with a mortgage, your lender most likely will require you to have an insurance coverage to protect it from damage caused by unforeseen circumstances, such as fires or natural disasters.