Build your portfolio of properties and take benefit from future uplift in real estate prices.
Build your portfolio of properties and take benefit from future uplift in real estate prices.
FIXED RATES
VARIABLE RATES
Buy-to-let mortgage is a mortgage arrangement in which an investor borrows money to purchase property in order to rent out to tenants.
Lenders look at the expected monthly rental income to determine the maximum loan available. Depending on the lender, borrowers may also be allowed to include personal income in the calculation of the maximum amount.
Whether you are an employed professional to supplement your income or an experienced investor with a portfolio of properties, we can find the most suitable mortgage for you.
As a long-term product, the rates often tend to be very competitive and the borrower is provided with a choice of a fixed or variable rate product. A fixed rate product allows the borrower to plan monthly expenditure; a variable rate product holds the advantage of a potentially decreasing monthly payment.
Consult our experts and get a free advice. We will not charge any application fee.
Our experts will help you in documentation and legal work for faster approval.
Through our network of lenders and deep insights into the credit market, we can get you the best interest rate.
House of Multiple Occupancy (HMO) Mortgage, Holiday Let Mortgage and Portfolio Mortgage
You will have flexible terms and may opt for interest only or interest and principal repayment options.
It is alot easier than you think. Consult our experts, complete the documents and get fast approval.
Consult our experts and know different loan options and chose the best.
Our experts will guide you in the loan documentation and the underlying legal work for faster approval.
Proper documents and legal work get your loan approved faster.
Buy a property through loan and pay the loan through rental income. It is that simple.
With BTL, you can repay the loan amount from rental received by renting the property.
You can earn monthly rental income and can pay the mortgage from this rental income.
There is not application processing fee, explore property mortgage possibilities for free.
We can get you the best interest rate through our network of lenders. You may opt for fixed or floating interest rate.
You can take the benefit from any long-term uplift in the value of the property.
With hundreds of years of experience of our partners, you will get the best advice and a great deal.
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- Eula Hank, Company NameFor faster approval and free evaluation, consult our experts. We shall help in the entire process.
There is not application processing fee. You only pay at the time of loan disbursement.
The rent generated by the property should be at least 25% more than your monthly mortgage repayments. For example, if your repayments are £800 a month then your rent must be at least £1,000 a month.
Usually, these are long term arrangements, but it normally ranges from 5 years to 30 years. Some lenders also have maximum age limits when the mortgage ends, this is usually around 70 or 75. So if you’re 60 years old you may not be able to take out a 25-year mortgage.
You can borrow loan for any value of property. The minimum deposit for a buy-to-let mortgage is usually 25% of the property’s value (although it can vary between 20-40%)
No, you cannot borrow to let property outside United Kingdom.
You can legally own a home without home owners insurance. However, if you finance your home with a mortgage, your lender most likely will require you to have home insurance coverage to protect your home in case of damage caused by unforeseen circumstances, such as fire or natural disasters. So, this is always advisable to insure your precious belongings.
GulfCap Group Limited, based in London (CR: 11102374), are Credit Brokers, duly Authorised and Regulated by the Financial Conduct Authority (FRN: 844704). The firm is an appointed representative of White Rose Finance Group Limited, authorised and regulated by the FCA (FRN:630772).
Please make borrowing decisions carefully, assets offered as security may be at risk if you cannot keep up with repayments.
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